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The Mortgage Process
The good news and the bad news for you!
First the good news about mortgages! Uncle Sam wants you to be a homeowner, because home ownership is good for America! Lenders want to lend you money to purchase a home because that’s what they do!
How can you take advantage of that? More good news! There are people out there who know what Uncle Sam and the lenders want to see in a buyer. It just so happens that I am one of those people and I would be happy to help you set yourself up for home ownership success.
More good news…there is no bad news.
First the good news about mortgages! Uncle Sam wants you to be a homeowner, because home ownership is good for America! Lenders want to lend you money to purchase a home because that’s what they do!
How can you take advantage of that? More good news! There are people out there who know what Uncle Sam and the lenders want to see in a buyer. It just so happens that I am one of those people and I would be happy to help you set yourself up for home ownership success.
More good news…there is no bad news.
Services
Whether you are buying your first home, your third or you are wanting to refinance, Neil Funsch, as a broker with the Mortgage Network, has a variety of loan options to meet your needs. The Mortgage Network enjoys long standing relationships with over 30 of the nation’s largest mortgage lenders, enabling Neil to find the best loan for your circumstance.
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It is possible to be approved for a mortgage solely on self employment income. If you can demonstrate sufficient, stable income and good credit to support the loan, a co-signer with a W-2 is not necessary. However, there are situations when a co-signer is useful in mortgage approval for the self-employed.
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A reverse mortgage works by allowing homeowners age 62 and older to borrow from their home's equity without having to make monthly mortgage payments. As the borrower, you may choose to take funds in a lump sum, line of credit or via structured monthly payments. The Reverse Mortgage Program is overseen and insured by FHA, the Federal Housing Administration and is officially named the Home Equity Conversion Mortgage.
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